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Smart Money penned an article about the top 10 prepaid credit cards. But it wasn’t the usual list of the top cards that you should obtain. This was about the 10 things that you need to concern yourself with that the credit card companies are not telling you about. Here they are: 1. “Our fees [...]
There are a lot of new cash back credit cards available now. Many of the banks and financing companies that operate in the credit card industry have reigned in their debit card business and are now much more focusing their interests on cash back credit cards. The cash back rewards cards pay a considerable amount [...]
Cash back credit cards are the mos popular type of credit cards. According to a recent article in BankRate.com, approximately 44% of those people who expressed a preference in credit cards preferred the cash back credit card as their preference in rewards cards. Let’s face it, with rewards programs constantly changing, cash is the safest. [...]
Credit card debt is on the rise?! Just the other day, we wrote that credit card debt was decreasing and being replaced by online payday loans and other unsecured, short term debt. How can this apparently opposing views both be right? Well, the information regarding an increase in payday loans had to do with the [...]
An article in today’s Wall St. Journal says it best, the best prepaid cards would be to use checking account instead. That is, avoid prepaid cards… Financial celebrity, Suze Orman, has recently indicated to consumers that a prepaid card can help them out. We strongly disagree. Why do we think that prepaid cards are a [...]
I read a really interesting article yesterday mentioning four things to know about credit cards. The article was from SFGate.com – the online version of the San Francisco Chronicle. Basically the article mostly talked about misconceptions that people have about how credit cards impact their credit score. Summary: 4 Things To Know About Credit Cards: [...]
Credit card interest rates decreased last week once again. This time, the interest charged by credit card companies has reached their lowest levels since August of 2011 – 6 months ago. As reported in the Sacramento Bee, the average interest rates for credit cards last week was 14.91%. That is as low as the average [...]
There are many different types of credit cards available today. Many of which, you may know about, but there are several other types of credit cards that you might not be aware of. Some typical credit cards that you are probably aware of include rewards cards, like cash back cards, travel cards, etc. But there [...]
Your credit cards can hurt your credit score in ways that you may not even be aware of. Today, everyone is concerned about their credit score. The higher your credit score is with the credit rating agencies, the better things are for you. You will be able to get lower interest rates on credit cards, [...]
Do you want to lower the interest that you are paying on our credit cards? Of course you do! Who wouldn’t? Would you believe that you actually can have control over how much interest you are paying on your credit cards? You can actually lower the APR on credit cards that you carry all by [...]
