CD Interest Rates – March 1, 2012

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CD Interest Rates: 0,34% (one-year CD yield) 1.15% (five-year CD yield) Here is the March 1, 2012 update with regard to the CD interest rates that are being offered by banks, along with the rates for money market accounts. The yields on money market accounts increased slightly this week, however the rates that are offered [...]

Easiest Way to Save Money Fast

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Everybody wants to save money. Here’s a really simple way to teach yourself an easy way to save money fast. It’s really quite simple: pay yourself first. The way to pay yourself first is to put money into a savings account immediately. You can either do this manually or automatically. We strongly recommended the latter. [...]

Free Credit Report Scam?

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More than likely, you have seen commercials over for free credit reports.  There is a ever-growing number of websites that offer people the opportunity to get a free credit report.  So what is the free credit report scam? The problem is that you may be faced with fees afterwards. How does this happen? Basically you [...]

How to Budget With Tough Love: Shoot Your Daughter’s Laptop

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Yes, you read that corrected. Apparently, a father in North Carolina was quite frustrated after reading information on his daughter’s Facebook page. So what did he do? He shot her laptop. On her Facebook page, his daughter was complaining that her parents were making her do chores that she felt that he didn’t need to [...]

Financial Situation: Better or Worse for Most Folks?

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Is your financial situation better, worse, or the same? Now, more than ever, people really need to know where they stand, financially. There are so many tools that are available that can help you to assess your personal fianancial state of affairs. With the rate of unemployment continuing at high levels, there are probably a [...]

Payday Loan Lenders Teach Kids Finance

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Yes, as bizarre a title as that is, apparently it’s true. In the UK, payday loan lenders are teaching teenagers how to budget their money. Is that the fox guarding the hen house or what? According to an article in the UK online version of the Mirror, the staff from various payday loan lenders is giving [...]

Unsecured Personal Loans Are On The Rise

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There is an sudden uptick in the number of unsecured personal loans being undertaken by American consumers. Reading this, you might think that this is referring to payday loans – those unsecured, short-term debt obligations that have been under scrutiny of late. No, we are talking about longer term loans for people with good credit [...]

Payday Loan Interest Bill in Congress

Payday loan interest is always a hot topic. There are plenty of people who are strong opponents of the entire payday loan industry – what they stand for and how they prey upon those in need. There are others who support the payday loan companies and the opportunities that they afford people who have no [...]

How To Check Your Credit Score

Do you know how to check your credit score? Do you know why it is so important to check your credit score? Your credit score, also known as your FICO score, impacts your ability to obtain loans and to obtain them at reasonable terms. The better your FICO score, the more likely it will be [...]

Payday Loans No Credit Cards?

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Payday loans are gaining popularity at the expense of credit cards? This sounds quite odd, but this may be the case. Well, at least in the UK. An article in the BBC today is indicating that the use of payday loans and debit cards in increasing while the use of credit cards is decreasing. What [...]